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Top 10 Best US Loan Influencer Affiliate Programs 

Loan affiliate programs in the U.S. are projected to reach impressive revenue levels, with the personal loan market alone valued at over $83 billion in 2023.

As a creator, this is your chance to tap into high-paying affiliate programs from top brands like Lead Stack Media, Cashably, and Upstart, offering commission rates of up to $480 per lead. If you're interested in finance-related affiliate programs, check out our list of the top 10 best finance affiliate programs in the U.S. to discover lucrative opportunities and maximize your earnings.

With tools like Creator Hero, a storefront platform tailored for creators, it’s easier than ever to showcase recommended finance brands alongside products your followers love. In this article, we’ll cover the top 10 best US loan influencer affiliate programs and brands actively seeking creators like you, including insights on features, commission rates, pros, cons, and how to join.

(Source: www.researchandmarkets.com)

1. Lead Stack Media Affiliate Program 

Lead Stack Media is a key player in digital performance marketing, specializing in financial services including loans, insurance, and credit repair. With a focus on ROI-driven results, Lead Stack Media generated impressive revenue of over $50 million in 2023 from its affiliate network. 

Products or Services:

  • Personal Loans
  • Credit Cards
  • Insurance Products

What You Get:

  • Up to 90% affiliate commission on lead conversions
  • Access to exclusive, high-converting offers
  • Personalized support from dedicated affiliate managers
  • Early access to new campaigns
  • Data-driven insights and reports on performance

Cookie Duration:

30 days

Benefits:

Lead Stack Media’s affiliates benefit from a whooping 90% commission rate, competitive offers, and access to niche loan and financial products that make it easier to target engaged audiences.

Drawbacks:

Approval may take longer than other programs due to Lead Stack Media’s selective onboarding for quality assurance.

Known For / Unique About This Program:

Known for its data-driven approach, Lead Stack Media offers affiliates optimized campaigns with high payout potentials and detailed insights.

Other Interesting Details:

Their program offers flexible payment options and regular performance bonuses for top-performing affiliates, which add to the overall revenue potential.

Type of Influencers the Brand Is Looking For:

Lead Stack Media is interested in finance-focused influencers who can provide in-depth reviews or case studies on loan services. They prefer creators with audiences looking for financial solutions, including loans, insurance, or credit advice.

Sign Up URL for Affiliate Program:

https://www.leadstackmedia.com/signup/

2. Credible Affiliate Program

Credible offers a multi-lender marketplace that lets users compare personal, student, and mortgage loan rates. Known for transparency and ease of use, Credible has helped users secure over $2 billion in loans. 

Products or Services:

  • Personal Loans
  • Student Loans
  • Mortgage Loans
  • Credit Cards

What You Get:

  • Up to $240 per lead based on loan type and value
  • Dedicated account manager support
  • Access to promotional materials and real-time performance tracking
  • Regular campaign updates and early access to new products

Cookie Duration:

45 days

Benefits:

Credible’s higher commission rates and diverse loan options make it appealing to affiliates who want to offer their audiences comprehensive loan solutions.

Drawbacks:

While Credible offers multiple loan types, the process to qualify as an affiliate can be detailed and time-consuming.

Known For / Unique About This Program:

Credible’s transparency in loan comparisons makes it a top choice for content creators looking to provide genuine financial advice.

Other Interesting Details:

They offer extensive educational resources to help affiliates effectively communicate the benefits of each loan product, which is great for finance-related creators.

Type of Influencers the Brand Is Looking For:

Credible seeks financial influencers who specialize in budget management, debt reduction, and personal finance education, as well as creators targeting students and homebuyers.

Sign Up URL for Affiliate Program:

https://www.credible.com/partners

3. Ascent Student Loans Affiliate Program

Ascent Student Loans is a leading student loan provider in the U.S., focusing on financial solutions for students and offering flexible repayment options. They’ve funded over $1 billion in student loans. 

Products or Services:

  • Undergraduate Loans
  • Graduate Loans
  • Career Loans

What You Get:

  • Up to $125 - $150 per approved loan plus special offers
  • Access to exclusive resources and tools for affiliates
  • Promotional materials tailored for student audiences
  • Monthly performance reviews with affiliate support teams

Cookie Duration:

45 days

Benefits:

The program offers tailored resources that help affiliates target student audiences, making it effective for creators with younger followers.

Drawbacks:

Due to the program’s focus on students, it may have a narrower appeal for influencers with a broader audience.

Known For / Unique About This Program:

Ascent’s unique focus on student needs and flexible loan repayment options set it apart, appealing to young adults and parents.

Other Interesting Details:

Their program frequently provides seasonal campaigns around school year schedules, helping affiliates capture peak interest periods.

Type of Influencers the Brand Is Looking For:

Ascent seeks education-focused creators, student lifestyle influencers, and family bloggers who provide insights on financing education.

Sign Up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=5353028#/branded

4. The Motley Fool Affiliate Program

The Motley Fool is a trusted name in financial advice, offering investment insights and loan comparisons. With a user base of over 750,000 active members, it’s one of the most respected sources for financial advice. 

Products or Services:

  • Personal Loans
  • Mortgage Loans
  • Credit Score Monitoring
  • Financial Education

What You Get:

  • Up to $480 per lead commission
  • High-quality loan and investment content for promotion
  • Access to new campaigns and product launches
  • Regular updates and campaign support from affiliate managers

Cookie Duration:

7 days

Benefits:

Affiliates benefit from the high credibility of The Motley Fool’s brand, which helps boost conversion rates among financially savvy audiences.

Drawbacks:

Because the brand emphasizes financial education, it may appeal less to influencers without a dedicated finance audience.

Known For / Unique About This Program:

The Motley Fool’s credibility in financial advice and diverse loan offerings make it a strong affiliate program for well-informed audiences.

Other Interesting Details:

They provide extensive marketing resources, including pre-written content, email templates, and banners, which help affiliates effectively reach their audience.

Type of Influencers the Brand Is Looking For:

The Motley Fool looks for finance educators, investment-focused creators, and influencers who discuss financial health and management.

Sign Up URL for Affiliate Program:

https://publisherprobeta.flexoffers.com/signup/accountInfo?RID=1266046&aid=200803

5. myAutoloan Affiliate Program

myAutoloan is a go-to for auto financing, allowing users to compare multiple auto loan offers within minutes. They’ve facilitated over $2 billion in auto loans, making it a solid choice for affiliates targeting vehicle financing. 

Products or Services:

  • Auto Loans for New and Used Vehicles
  • Refinancing Options
  • Lease Buyout Loans

What You Get:

  • Up to $15 per lead commission
  • Access to high-converting loan offers and promotional resources
  • Dedicated support team for affiliates
  • Customizable marketing materials

Cookie Duration:

45 days

Benefits:

The program’s auto loan focus is advantageous for affiliates with a car enthusiast or financial planning audience.

Drawbacks:

The relatively low commission rate may limit earnings for affiliates in the auto finance sector. This can be a disadvantage for those relying on fewer, higher-quality leads rather than large lead volumes.

Known For / Unique About This Program:

myAutoloan’s unique comparison tool allows users to view multiple loan offers, which is particularly attractive for auto-focused audiences.

Other Interesting Details:

They frequently run special promotions for holidays, giving affiliates an added incentive to boost conversions during peak periods.

Type of Influencers the Brand Is Looking For:

myAutoloan seeks car-focused influencers, lifestyle creators with auto-related content, and financial influencers who discuss budgeting for big purchases.

Sign Up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=1390130#/branded

6. Cashably Affiliate Program

Cashably is a popular online lending marketplace that connects users with lenders for personal and payday loans, focusing on users with varying credit scores. With over $500 million in funded loans, Cashably is known for its accessibility and user-friendly interface.

Products or Services:

  • Personal Loans
  • Payday Loans

What You Get:

  • Up to 30 % per lead on successful loan applications
  • Access to high-converting campaigns and promotional resources
  • Dedicated affiliate support for optimization
  • Customizable marketing assets, including banners and email templates

Cookie Duration:

30 days

Benefits:

Cashably’s focus on diverse loan options makes it ideal for affiliates targeting audiences with different credit histories.

Drawbacks:

The emphasis on short-term, higher-interest loans may not appeal to influencers focused on responsible borrowing and financial health.

Known For / Unique About This Program:

Cashably’s strength lies in offering loans to users with both good and poor credit, making it a versatile choice for a wide audience.

Other Interesting Details:

Cashably often provides seasonal bonuses for affiliates, especially around holiday periods when demand for payday loans is higher.

Type of Influencers the Brand Is Looking For:

Cashably seeks influencers in the finance and budgeting space, especially those addressing audiences with varied credit histories and financial needs.

Sign Up URL for Affiliate Program:

https://cashably.trackdesk.com/sign-up

7. BusinessLoans Affiliate Program

BusinessLoans provides financial solutions for small to medium-sized enterprises, offering various types of business financing. With a focus on helping businesses grow, they have facilitated over $1 billion in business loans. 

Products or Services:

  • Small Business Loans
  • Equipment Financing
  • Working Capital Loans

What You Get:

  • Up to $25 per lead for approved loans
  • Tailored support and resources for business loan marketing
  • Exclusive access to new financing offers
  • Personalized dashboards to track performance metrics

Cookie Duration:

30 days

Benefits:

BusinessLoans offers a diverse range of financing options tailored to meet the needs of small to medium-sized businesses. Additionally, its personalized dashboards make it easy for affiliates to monitor performance metrics and optimize their marketing strategies effectively.

Drawbacks:

Due to its focus on business financing, this program may be less relevant for creators with a general consumer audience.

Known For / Unique About This Program:

BusinessLoans stands out for its emphasis on helping small businesses, making it ideal for influencers with a B2B or entrepreneurial audience.

Other Interesting Details:

They provide in-depth educational resources on small business financing, which affiliates can use to better inform their audience about loan products.

Type of Influencers the Brand Is Looking For:

BusinessLoans seeks business-focused influencers, entrepreneurs, and content creators who specialize in finance, startups, or small business growth.

Sign Up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=6415568/branded#/branded

8. BadCreditLoans Affiliate Program

BadCreditLoans specializes in personal loans for individuals with lower credit scores, connecting them with lenders willing to work with non-prime borrowers. With over 20 years in the market, the brand has built a trusted reputation.

Products or Services:

  • Personal Loans for Poor Credit
  • Short-Term Loans
  • Debt Consolidation Loans

What You Get:

  • Up to 75% per lead on successful loan applications
  • Access to a wide range of loan offers
  • Personalized affiliate support for targeted campaigns
  • Regular performance bonuses and incentives

Cookie Duration:

45 days

Benefits:

BadCreditLoans provides a high-converting offer for influencers with audiences interested in financial recovery and options for low credit.

Drawbacks:

The program may not be a perfect fit for influencers with an audience focused solely on high credit standards or prime loans.

Known For / Unique About This Program:

BadCreditLoans is unique for its focus on non-prime borrowers, providing access to loans for individuals with poor credit.

Other Interesting Details:

They offer content resources focused on credit education, which can be beneficial for influencers who aim to promote financial literacy.

Type of Influencers the Brand Is Looking For:

BadCreditLoans seeks influencers who focus on financial education, credit repair, and budgeting advice for individuals in financial recovery.

Sign Up URL for Affiliate Program:

https://publisherprobeta.flexoffers.com/signup/accountInfo?RID=1266046&aid=196334

9. PersonalLoans Affiliate Program

PersonalLoans is a top loan aggregator that provides users with multiple loan offers based on their financial profile. With a strong reputation, they connect borrowers to lenders offering flexible and competitive personal loan options.

Products or Services:

  • Personal Loans
  • Debt Consolidation Loans
  • Credit Line Loans

What You Get:

  • Up to 75% per lead on approved loans
  • Access to exclusive loan offers and promotional materials
  • Personal account managers and marketing support
  • Data-backed performance insights and reporting tools

Cookie Duration:

45 days

Benefits:

PersonalLoans provides affiliates with flexible options that can attract a wide audience, offering competitive commissions and support.

Drawbacks:

Some users may find the application process lengthy due to the number of lender comparisons provided.

Known For / Unique About This Program:

PersonalLoans’ strength is its wide selection of lenders, allowing users to get personalized loan offers that fit their specific needs.

Other Interesting Details:

They frequently offer seasonal campaigns that help affiliates maximize earnings during high-demand periods, such as the holiday season.

Type of Influencers the Brand Is Looking For:

PersonalLoans targets finance influencers, debt management specialists, and personal finance educators with audiences looking for flexible loan solutions.

Sign Up URL for Affiliate Program:

https://publisherprobeta.flexoffers.com/signup/accountInfo?RID=1266046&aid=225772

10. Upstart Affiliate Program

Upstart is a leading online lending platform that uses AI technology to assess loan eligibility, offering loans with competitive rates. Since its founding, Upstart has funded over $10 billion in loans, helping borrowers across the U.S. 

Products or Services:

  • Personal Loans
  • Debt Consolidation Loans
  • Medical Loans

What You Get:

  • Up to 1% per lead on approved loans
  • Early access to new loan products and campaigns
  • In-depth performance analytics and real-time reporting
  • Exclusive promotional tools, including banners and content templates

Cookie Duration:

15 days

Benefits:

With advanced AI assessment for borrowers, Upstart is ideal for creators with a tech-savvy or financially informed audience.

Drawbacks:

The 1% commission rate may limit earning potential, especially for affiliates in competitive finance niches. Additionally, the 15-day cookie duration could reduce the chances of conversions for audiences who take longer to finalize loan decisions.

Known For / Unique About This Program:

Upstart’s AI-powered loan assessment sets it apart, enabling a wider range of users to qualify based on factors beyond credit score alone.

Other Interesting Details:

Upstart’s program frequently includes special incentives for high-performing affiliates, making it ideal for creators who generate consistent leads.

Type of Influencers the Brand Is Looking For:

Upstart seeks influencers who discuss financial independence, technology in finance, and personal finance for younger audiences, including millennials and Gen Z.

Sign Up URL for Affiliate Program:

https://www.upstart.com/i/affiliates

Final Thoughts On The Best US Loan Affiliate Programs

Exploring the best loan affiliate programs in the U.S. opens up substantial revenue opportunities for creators like you, offering top commissions, extensive resources, and niche-focused campaigns. From high-paying offers with Lead Stack Media to specialized student loans through Ascent, these programs provide valuable options to connect your audience with trusted loan solutions. 

For a broader perspective on financial affiliate options, check out the Coinbase affiliate program and explore how cryptocurrency and loan affiliate programs can complement your monetization strategy.

FAQs
What Are The Requirements To Join A Loan Affiliate Program?
How Much Can You Earn From Loan Affiliate Programs?
Do Loan Affiliate Programs Have Geographic Restrictions?
Can New Influencers Join Loan Affiliate Programs?
What Are The Best Strategies To Promote Loan Affiliate Programs?

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