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Top 10 Best US Insurance Influencer Affiliate Programs 

As a content creator in the insurance niche, partnering with leading US insurance brands can significantly boost your earning potential. The global insurance market was valued at nearly $9 trillion US dollars in 2024, and it is expected to grow significantly in the coming years, with affiliate programs offering commissions ranging from 5% to 10% per sale.

With tools like Creator Hero, a storefront platform tailored for creators, it’s easier than ever to showcase your recommended insurance brands alongside other products your followers love, creating a personalized storefront to drive engagement and earnings

In this article, we’ll cover the Top 10 Best Insurance Influencer Affiliate Programs, including features, commission rates, pros, cons, and how to join each program.

Estimated size of the Global Insurance Market 2017-2028

1. Hippo Affiliate Program 

Hippo is a tech-driven home insurance provider offering comprehensive policies with savings of up to 25% compared to traditional providers. In 2024, Hippo's revenue reached $89 million. They are known for simplifying home insurance with real-time quotes and fast claim processing.

Products or Services:

  • Home insurance
  • Condo insurance
  • Home warranty
  • Smart home devices (partnerships)

What You Get:

  • $5 commission per lead
  • Monthly payouts
  • Access to marketing assets
  • Dedicated affiliate support team

Cookie Duration:

90 days

Benefits:

Hippo's high commission rate and its rapidly growing customer base make it a lucrative partner for content creators. Their tech-centric model appeals to modern homeowners, increasing conversion rates.

Drawbacks:

Limited to home insurance policies, which may narrow the audience for some creators focused on broader insurance categories.

Known For / Unique About This Program:

Hippo stands out for its focus on tech and home automation, offering smart home device discounts and upgrades as part of their policies.

Other Interesting Details:

Hippo offers an easy-to-use affiliate dashboard with real-time tracking, giving affiliates more control over their campaigns and detailed insights into performance.

Type of Influencers the Brand Is Looking For:

Hippo is seeking content creators focused on home improvement, real estate, and tech-savvy homeowners who value innovation and smart home integrations.

Sign-up URL for Affiliate Program:

https://www.shareasale.com/newsignup.cfm

2. Bestow Affiliate Program

Bestow is an online life insurance provider, offering fast, no-medical-exam policies for up to $1.5 million in coverage. As of 2023, Bestow has issued more than $10 billion in coverage.

Products or Services:

  • Term life insurance policies (10 to 30 years)
  • Policies with no medical exams required

What You Get:

  • $25 per lead
  • Competitive commission structure
  • Access to banners, text links, and custom landing pages
  • Exclusive affiliate promotions and offers

Cookie Duration:

30 days

Benefits:

Bestow’s fast, digital application process appeals to busy consumers, and its no-medical-exam policies result in higher conversions for content creators promoting life insurance.

Drawbacks:

Bestow primarily focuses on term life insurance, which may not be appealing to audiences looking for other insurance types.

Known For / Unique About This Program:

Bestow’s standout feature is its instant online approval process for life insurance, making it highly attractive to young professionals and families.

Other Interesting Details:

Bestow is an ideal partner for creators targeting young families and millennials due to its focus on simplicity and affordability.

Type of Influencers the Brand Is Looking For:

Bestow looks for content creators focused on personal finance, family planning, and young professionals seeking life insurance coverage without hassle.

Sign-up URL for Affiliate Program powered by Impact:

https://www.bestow.com/affiliate

3. USAA Affiliate Program

USAA is a well-known insurance and financial services provider catering primarily to military members and their families. With an annual revenue over $42 billion in 2023, USAA is one of the leading insurers in the U.S.

Products or Services:

  • Auto insurance
  • Homeowners and renters insurance
  • Life insurance
  • Retirement and investment services

What You Get:

  • Up to $35 commission per order
  • Access to a large range of marketing materials
  • Dedicated affiliate support
  • Promotions exclusive to military personnel

Cookie Duration:

30 days

Benefits:

USAA offers a wide range of products and services, allowing you to promote multiple insurance types to a specific niche, which can enhance conversion rates.

Drawbacks:

USAA restricts eligibility to military members and their families, limiting the potential audience for affiliates who don’t focus on this demographic.

Known For / Unique About This Program:

USAA’s exclusive military membership creates a sense of trust and loyalty among its audience, leading to high engagement rates.

Other Interesting Details:

Their affiliate dashboard provides clear and detailed metrics, making it easier to track your performance and adjust campaigns accordingly.

Type of Influencers the Brand Is Looking For:

USAA seeks content creators with audiences in the military or veteran community, as well as influencers who focus on financial education for military families.

Sign-up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=3364990#/branded

4. Insurify Affiliate Program

Insurify is an AI-powered insurance comparison platform that helps users find the best deals on auto, home, and life insurance. Since its founding, Insurify has helped millions of users save up to $996 per year on their insurance policies.

Products or Services:

  • Auto insurance comparison
  • Home insurance comparison
  • Life insurance comparison
  • Renters insurance

What You Get:

  • Up to $10 per lead 
  • Access to custom banners, tracking links, and other marketing tools
  • Comprehensive reporting and real-time performance tracking
  • Dedicated affiliate management and support

Cookie Duration:

30 days

Benefits:

Insurify’s easy-to-use comparison tool makes it appealing to a wide audience, increasing conversion potential for affiliates.

Drawbacks:

Since Insurify is a comparison platform, the affiliate earnings are based on leads rather than full policy sales, which might result in lower payouts compared to direct insurers.

Known For / Unique About This Program:

Insurify’s AI-driven platform stands out by providing fast and accurate insurance comparisons, offering users tailored policy options and helping affiliates generate more leads.

Other Interesting Details:

Insurify's platform is optimized for user experience, which increases engagement and leads to higher conversion rates. Affiliates can track performance in real-time through an intuitive dashboard.

Type of Influencers the Brand Is Looking For:

Insurify is ideal for content creators in the personal finance, auto, or home niches who are educating their audiences on saving money and finding the best insurance deals.

Sign-up URL for Affiliate Program:

https://insurify.com/blog/affiliate/

5. NEXT Insurance Affiliate Program

NEXT Insurance is an all-in-one insurance provider offering tailored policies for small businesses. With over 300,000 customers, NEXT has grown rapidly due to its focus on small business needs.

Products or Services:

  • Business insurance
  • Workers’ compensation
  • General liability insurance
  • Commercial auto insurance

What You Get:

  • Up to $25 per sales
  • Marketing materials and affiliate support
  • Quick payouts
  • Access to exclusive offers for small businesses

Cookie Duration:

30 days

Benefits:

NEXT Insurance’s focus on small businesses creates a niche market with high conversion potential, especially for creators in the business or finance sectors.

Drawbacks:

NEXT’s policies are limited to business insurance, which may not appeal to creators targeting individual consumers.

Known For / Unique About This Program:

NEXT’s focus on providing customizable insurance solutions for small businesses sets it apart, offering flexibility and comprehensive coverage options.

Other Interesting Details:

Their affiliate program is perfect for influencers with an audience in entrepreneurship, small business ownership, or financial education.

Type of Influencers the Brand Is Looking For:

NEXT seeks creators targeting small business owners, entrepreneurs, and freelancers, offering tailored content to these audiences.

Sign-up URL for Affiliate Program:

https://www.nextinsurance.com/become-a-next-insurance-affiliate/

6. Allianz Care Affiliate Program

Allianz Care is a global leader in international health insurance, offering tailored solutions for expatriates and international travelers. As part of Allianz Group, they reported over €9.3 billion in revenue in 2023.

Products or Services:

  • International health insurance
  • Travel insurance
  • Corporate health solutions

What You Get:

  • Up to €10 - €30 per completed application
  • Access to promotional materials and banners
  • Tailored support for affiliates
  • Regular promotional offers and discounts for customers

Cookie Duration:

45 days

Benefits:

Allianz Care’s global reputation and high commission rates make it a lucrative option for content creators targeting international audiences, including expats and frequent travelers.

Drawbacks:

The complexity of international insurance can be a challenging sell to audiences unfamiliar with the product.

Known For / Unique About This Program:

Allianz Care is known for its extensive global network and coverage, making it a top choice for expatriates, travelers, and international workers.

Other Interesting Details:

Allianz Care offers affiliates an intuitive platform with real-time reporting, allowing you to track performance and optimize campaigns efficiently.

Type of Influencers the Brand Is Looking For:

Allianz Care seeks content creators focusing on travel, expatriate life, digital nomads, and international business professionals.

Sign-up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=5016477#/branded

7. World Nomads Affiliate Program

World Nomads specializes in travel insurance, offering coverage for adventurous travelers and digital nomads. It’s a well-established brand, serving millions of travelers worldwide with comprehensive insurance plans.

Products or Services:

  • Travel insurance
  • Adventure sports coverage
  • Trip cancellation and medical coverage

What You Get:

  • Starting at $1.50 per quote
  • Access to custom banners and creative assets
  • Exclusive offers for affiliate partners
  • Tiered commissions based on performance

Cookie Duration:

60 days

Benefits:

World Nomads’ travel-focused insurance is highly appealing to creators in the travel niche, particularly those who target adventure seekers and digital nomads.

Drawbacks:

The commission rate can be lower than some other insurance programs, and it’s limited to travel-related products.

Known For / Unique About This Program:

World Nomads is known for its specialized adventure sports coverage, catering to travelers engaging in high-risk activities like skiing, scuba diving, and hiking.

Other Interesting Details:

They offer a user-friendly dashboard for affiliates with extensive reporting features, allowing you to maximize conversions and understand audience engagement.

Type of Influencers the Brand Is Looking For:

World Nomads is looking for creators in the travel, adventure, and outdoor niches, especially those promoting adventurous lifestyles and unique travel experiences.

Sign-up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=6159036#/branded

8. Pawp Affiliate Program

Pawp is a pet insurance provider that offers a unique membership-based model covering emergency care for pets. Since launching, Pawp has insured thousands of pets across the U.S., gaining popularity for its innovative approach to pet healthcare.

Products or Services:

  • Pet emergency fund
  • 24/7 online vet consultations
  • Pet care membership

What You Get:

  • $4 - $56 per sale
  • Access to banners, text links, and exclusive offers
  • High commission rates for top-performing affiliates
  • Regular payouts and detailed performance tracking

Cookie Duration:

30 days

Benefits:

Pawp’s membership model and emergency care focus offer affiliates a unique product to promote, especially for pet owners looking for more affordable care options.

Drawbacks:

Pawp’s emergency-only coverage limits its appeal compared to broader pet insurance providers offering more comprehensive plans.

Known For / Unique About This Program:

Pawp is known for its emergency fund, which provides pet owners with up to $3,000 in emergency coverage without deductibles or copays.

Other Interesting Details:

Pawp’s focus on affordable pet emergency care makes it an excellent partner for content creators targeting budget-conscious pet owners.

Type of Influencers the Brand Is Looking For:

Pawp is seeking creators with a focus on pets, animal care, and budget-friendly pet solutions, as well as those who engage with a wide pet-loving audience.

Sign-up URL for Affiliate Program powered by Sovrn:

https://commerce.sovrn.com/merchants/148456/pawp-affiliate-program

9. Haven Life Affiliate Program

Haven Life is an online life insurance provider that simplifies the process of purchasing term life insurance. As part of MassMutual, Haven Life has backed over $100 billion in life insurance policies.

Products or Services:

  • Term life insurance
  • Disability income insurance
  • No-medical-exam policies

What You Get:

  • $24 per approved policy
  • Tiered commission structure
  • Exclusive affiliate promotions
  • Access to marketing assets like banners and text links

Cookie Duration:

7 days

Benefits:

Haven Life’s quick and easy approval process and its backing by MassMutual make it highly appealing to content creators targeting millennials and families.

Drawbacks:

The program is limited to term life insurance, which may not be as attractive to older audiences looking for whole life or other insurance products.

Known For / Unique About This Program:

Haven Life stands out for offering an entirely online, no-medical-exam application process, resulting in fast approval times.

Other Interesting Details:

Their easy-to-use affiliate platform and dedicated support team make managing campaigns simple, especially for affiliates new to insurance products.

Type of Influencers the Brand Is Looking For:

Haven Life is looking for content creators focused on family planning, personal finance, and millennials seeking easy, affordable life insurance options.

Sign-up URL for Affiliate Program:

https://havenlife.com/partnerships

10. Hiscox Affiliate Program

Hiscox is a global small business insurance provider, specializing in customized policies for small and medium-sized enterprises. Hiscox’s annual revenue remains flat year after year, reaching $3.8 billion.

Products or Services:

  • Business insurance
  • Professional liability insurance
  • Cyber insurance
  • General liability insurance

What You Get:

  • $25 for each quote
  • Tiered commissions for top-performing affiliates
  • Dedicated affiliate management and support
  • Custom marketing materials and landing pages

Cookie Duration:

7 days

Benefits:

Hiscox’s focus on small businesses makes it an attractive partner for creators targeting entrepreneurs and freelancers who need affordable and comprehensive insurance coverage.

Drawbacks:

Hiscox’s products are limited to business insurance, which may not appeal to content creators focusing on individual consumers.

Known For / Unique About This Program:

Hiscox is known for its tailored policies for small businesses, offering customizable options to meet the specific needs of various industries.

Other Interesting Details:

Their affiliate dashboard offers detailed insights and performance tracking, allowing you to optimize your campaigns for higher conversions.

Type of Influencers the Brand Is Looking For:

Hiscox is seeking content creators focused on small business ownership, entrepreneurship, and freelancers who could benefit from tailored business insurance solutions.

Sign-up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=4165310#/branded 

Final Thoughts On The Best US Insurance Affiliate Programs

Partnering with top US insurance brands like Hippo Insurance, Bestow Life Insurance, and USAA offers a valuable opportunity to grow your revenue as a content creator. With competitive commissions, real-time tracking, and exclusive promotions, these programs help you provide your audience with trusted insurance options. 

If you're exploring the potential of insurance affiliate programs, you might also find interest in the Top 10 US Finance Influencer Affiliate Programs. Much like the insurance field, finance affiliate programs offer you a chance to collaborate with leading brands and introduce valuable, high-commission financial products to your audiences. 

Don't forget to use Creator Hero's Connect Google AdSense tool to maximize your earnings and optimize ad placements across your content. Start leveraging your influence with these top affiliate programs and helpful tools today!

FAQs
How Do You Become An Insurance Affiliate Marketer?
What Is The Average Commission Rate For Insurance Affiliate Programs?
Which Insurance Companies Offer The Best Affiliate Program For Beginners?
What Types Of Insurance Policies Can Be Promoted Through Affiliate Programs?
How Can You Maximize Earnings As An Insurance Affiliate Marketer?

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