Time
Reading Time
10 min

Top 10 Best US Business Credit Card Influencer Affiliate Programs: Top Brands Open to New Influencer Partnerships

As a content creator, partnering with top US business credit card affiliate programs can provide you with excellent earning potential and valuable resources to offer your audience. The US credit card industry is booming, generating over $180 billion in issuing alone in 2023.

For finance creators, a tool like Creator Hero’s blog set up offers a valuable way to engage your audience beyond social media. With your own blog, you can share consistent budgeting tips, promote trusted financial products, and feature affiliate programs in a space that’s fully under your control and algorithm-free.

In this article, we’ll cover the top 10 best US business credit card affiliate programs and brands like Sky Blue Credit and The credit Pros actively seeking influencers like you, exploring features, commission rates, pros, cons, and how to join these high-paying partnerships.

Source: https://www.expensivity.com/credit-card-industry-growth

1. Capital Bank Affiliate Program

Capital Bank, a prominent financial institution, offers the OpenSky® Secured Visa® Credit Card, designed to help individuals build or rebuild their credit. The bank emphasizes accessibility, with no credit check required for approval.

Products or Services:

  • OpenSky® Secured Visa® Credit Card
  • Personal and business banking solutions
  • Mortgage and loan services

What You Get:

  • $25 commission per approved application
  • Access to marketing materials and resources
  • Dedicated affiliate support
  • Regular updates on promotions and offers

Cookie Duration:

30 days

Benefits:

Capital Bank's focus on credit-building products appeals to a broad audience, enhancing conversion potential. The straightforward commission structure provides clear earning opportunities.

Drawbacks:

The $25 commission per sale is modest compared to other programs, which may affect overall earnings.

Known For / Unique About This Program:

The OpenSky® card's no-credit-check policy makes it unique, catering to individuals aiming to establish or rebuild credit without traditional barriers.

Other Interesting Details:

Affiliates are provided with comprehensive marketing tools and receive regular updates on financial trends, aiding in content creation and audience engagement.

Type of Influencers the Brand is Looking For:

Capital Bank seeks influencers focused on financial education, credit repair, and personal finance, particularly those guiding audiences on building or improving credit.

Sign-Up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=2747226#/branded 

2. Upgrade Credit Card Affiliate Program

Upgrade offers a unique credit card that combines the flexibility of a credit card with the predictability of a personal loan, providing fixed-rate monthly payments. This innovative approach appeals to consumers seeking manageable credit solutions.

Products or Services:

  • Upgrade Visa® Card with Cash Rewards
  • Personal loans
  • Credit monitoring tools

What You Get:

  • $20 per Rewards Checking Account opened
  • $40 per Savings Account opened or Upgrade Select Visa issued
  • $160 per Upgrade Cashback card issued (3HAH, 3LIFE)
  • $60 per any other card issued
  • 0.8% of Auto Refi issued
  • 1.6% of personal and universal loans issued

Cookie Duration:

30 days

Benefits:

The combination of credit card flexibility and loan predictability appeals to a wide audience, potentially increasing conversion rates.

Drawbacks:

The commission rates vary widely depending on the product, which may limit earning potential for affiliates focused primarily on promoting lower-commission items. 

Known For / Unique About This Program:

Upgrade's card offers a unique structure with fixed-rate monthly payments, differentiating it from traditional credit cards and appealing to those seeking budget-friendly options.

Other Interesting Details:

Upgrade provides affiliates with detailed performance analytics and insights, aiding in optimizing marketing strategies.

Type of Influencers the Brand is Looking For:

Upgrade seeks influencers in the personal finance space, particularly those focusing on debt management, budgeting, and credit education.

Sign-Up URL for Affiliate Program:

https://publisherprobeta.flexoffers.com/signup/accountInfo?RID=1266046&aid=213829

3. Luxury Card Affiliate Program

Luxury Card offers premium credit cards crafted from stainless steel and carbon, targeting high-net-worth individuals seeking exclusive benefits. The cards provide superior rewards and services, including a 24/7 concierge.

Products or Services:

  • Luxury Card Mastercard® Gold Card™
  • Luxury Card Mastercard® Black Card™
  • Luxury Card Mastercard® Titanium Card™

What You Get:

  • $180 commission per approved account
  • Access to high-quality marketing materials
  • Exclusive offers and promotions for your audience
  • Dedicated affiliate support team

Cookie Duration:

30 days

Benefits:

The high commission rate per approval offers substantial earning potential. The exclusivity of the product appeals to affluent audiences.

Drawbacks:

The niche target market may limit the audience to high-income individuals, potentially reducing the overall number of conversions.

Known For / Unique About This Program:

Luxury Card is distinguished by its metal card designs and premium services, including a 24/7 concierge and exclusive travel benefits, setting it apart in the credit card market.

Other Interesting Details:

Affiliates receive comprehensive training and marketing resources, including detailed product information and promotional strategies, to effectively reach the target audience.

Type of Influencers the Brand is Looking For:

Luxury Card seeks influencers specializing in luxury lifestyle, travel, and high-end financial products, with an audience of affluent individuals interested in premium services.

Sign-Up URL for Affiliate Program:

https://publisherprobeta.flexoffers.com/signup/accountInfo?aid=204336 

4. Bankrate Credit Cards Affiliate Program

Bankrate is a well-established financial services company that provides comparisons and resources for a variety of financial products, including credit cards. Known for its extensive data-driven insights, Bankrate draws over 10 million monthly visitors.

Products Or Services

  • Comparison tools and information for various business credit cards from top issuers.

What You Get:

  • Commission-based earnings per click or lead.
  • Access to high-converting content resources.
  • Advanced analytics and performance insights.

Cookie Duration

Undisclosed

Benefits:

Bankrate’s strong reputation in the financial sector enhances credibility and potential conversion rates. Affiliates have access to valuable resources to enhance their marketing strategies.

Drawbacks

An undisclosed cookie duration makes it difficult for affiliates to estimate the earning potential of their efforts, as they lack clarity on how long referrals are tracked. 

Known For / Unique About This Program:

Bankrate is widely respected for its detailed comparisons and analysis tools, making it a trusted source among consumers.

Other Interesting Details:

Offers extensive content support to affiliates, helping boost campaign success and credibility.

Type Of Influencers The Brand Is Looking For:

Bankrate targets finance-focused creators, particularly those specializing in business finance, credit card comparisons, and financial literacy content.

Sign up URL for Affiliate Program

https://bankratecreditcards.com/#publishers

5. USAA Credit Cards Affiliate Program

USAA provides exclusive financial products and services to U.S. military members and their families, with over 13 million members nationwide.

Products Or Services

  • Business credit cards tailored for military families and small business owners.

What You Get:

  • Per-click or per-lead commission structure, can go up to 20%.
  • Exclusive promotional materials geared toward military audiences.
  • Insight into USAA’s specialized financial products.

Cookie Duration

30 days

Benefits

USAA’s strong military association can enhance trust among affiliates with military audiences. Its exclusive financial products cater to a specific market niche.

Drawbacks:

Limited appeal outside the military community, which may impact broader audience conversions.

Known For / Unique About This Program

USAA’s reputation as a trusted financial service provider for military families sets it apart from other programs.

Other Interesting Details

Affiliates benefit from dedicated support and insights into the military-focused audience, helping them better engage with USAA’s target market.

Type Of Influencers The Brand Is Looking For

Military-related content creators or influencers with audiences comprising veterans and active service members are ideal for this program.

Sign up URL for Affiliate Program

https://signup.cj.com/member/signup/publisher/?cid=3364990#/branded

6. Ally Credit Card Affiliate Program

Ally Bank is an online bank known for its high-interest savings accounts and straightforward financial products, with over 2 million customers.

Products Or Services

  • Business credit cards, loans, and banking products tailored for small businesses.

What You Get:

  • $50 per order.
  • Access to marketing assets and financial insights.
  • Real-time reporting and performance metrics.

Cookie Duration

45 days

Benefits

Ally’s robust financial offerings make it an attractive program for influencers in the finance niche, especially with a focus on digital banking.

Drawbacks

Ally’s strictly digital banking services may not appeal to audiences preferring in-person banking options.

Known For / Unique About This Program

Ally’s commitment to online-only services offers convenience and high returns, catering specifically to tech-savvy small business owners.

Other Interesting Details

Ally offers resources to help affiliates understand and market their digital banking services effectively.

Type Of Influencers The Brand Is Looking For

Ally seeks finance-focused influencers with audiences interested in digital banking, business finance, and online savings.

Sign up URL for Affiliate Program:

https://signup.cj.com/member/signup/publisher/?cid=6036382#/branded

7. Sky Blue Credit Affiliate Program

Sky Blue Credit specializes in providing credit products to individuals and businesses with limited credit history or challenging financial situations.

Products Or Services

  • Business credit cards
  • Financial advisory services
  • Credit-building tools

What You Get:

  • $80 per account sign up.
  • Affiliate support with optimized content and banners.
  • Marketing materials tailored for the credit repair industry.

Cookie Duration:

90 days

Benefits:

Sky Blue’s focus on credit building appeals to entrepreneurs with limited or challenged credit histories.

Drawbacks:

The niche focus on credit repair may limit appeal to wider audiences with stable credit.

Known For / Unique About This Program:

Sky Blue’s unique focus on accessible credit solutions makes it ideal for a credit-repair-focused audience.

Other Interesting Details:

Affiliates have access to exclusive credit education resources, enhancing engagement with financially inexperienced audiences.

Type Of Influencers The Brand Is Looking For:

Ideal for influencers specializing in credit repair, financial literacy, and business finance tips for startups.

Sign up URL for Affiliate Program

https://signup.cj.com/member/signup/publisher/?cid=6030618#/branded 

8. Pesto Secured Mastercard Affiliate Program

The Pesto Secured Mastercard is a credit card designed to help individuals and businesses build or rebuild their credit.

Products Or Services

  • Secured credit cards for business credit-building.

What You Get:

  • Earnings per new card application
  • Access to educational content on credit-building.
  • Targeted marketing tools for credit-improvement audiences.

Cookie Duration:

30 days

Benefits

Pesto’s secured credit cards appeal to businesses looking to establish or rebuild credit, with flexible qualifying criteria.

Drawbacks

An undisclosed commission rate lacks clarity on their potential earnings, making it difficult to evaluate the program's profitability upfront. 

Known For / Unique About This Program:

Pesto’s specialized secured card offers a stepping stone for businesses aiming to improve their credit profile.

Other Interesting Details:

Affiliates benefit from targeted resources designed to educate audiences about credit-building.

Type Of Influencers The Brand Is Looking For:

Finance-focused influencers with audiences interested in credit improvement and financial literacy.

Sign up URL for Affiliate Program

https://www.flexoffers.com/affiliate-programs/pesto-secured-mastercard-affiliate-program/

9. Fit Mastercard Credit Card Affiliate Program

The Fit Mastercard is a credit card option designed for businesses and individuals with limited or challenged credit histories.

Products Or Services

  • Business credit cards with no credit requirements, focused on credit building.

What You Get:

  • Commission per qualified lead or approved application.
  • Marketing support targeting credit-building needs.
  • Content resources on financial literacy.

Cookie Duration

45 days

Benefits

Fit Mastercard’s lenient credit requirements make it appealing for businesses with limited credit histories.

Drawbacks

A lack of transparency around the commission rate may make it difficult for affiliates to estimate their potential earnings, which could impact their motivation to promote. 

Known For / Unique About This Program

Fit Mastercard’s accessibility to applicants with lower credit scores is a key selling point.

Other Interesting Details

Fit Mastercard provides a suite of financial education tools to help users improve their credit management skills.

Type Of Influencers The Brand Is Looking For

Ideal for influencers in the credit-repair and financial education niches.

Sign up URL for Affiliate Program

https://www.flexoffers.com/affiliate-programs/fit-mastercard-credit-card-affiliate-program/

10. The Credit Pros Affiliate Program

The Credit Pros is a reputable credit repair service that has been assisting consumers in resolving complex credit issues since 2004. They offer an affiliate program through Credit Repair Cash, providing affiliates with opportunities to earn commissions by promoting their services.

Products or Services

  • Credit-builder loans
  • Creditor communication
  • Personalized credit improvement plans

What You Get:

  • $120 on sales.
  • Qualified affiliates can apply for the Pay Per Lead (PPL) offer.
  • Banners and creatives with custom dimensions and colors.
  • Direct linking from paid search is allowed.
  • Free client progress tracking for mortgage brokers and financial service professionals.
  • Support from the affiliate management team.

Cookie Duration

365 days.

Benefits

Affiliates benefit from high commission rates, extensive marketing resources, and support from a dedicated affiliate management team, enhancing the potential for successful promotions.

Drawbacks

The program has specific restrictions, such as prohibiting incentivized traffic and unauthorized use of coupon codes, which may limit certain promotional strategies.

Known For / Unique About This Program

The Credit Pros is recognized for its high-paying affiliate program and its commitment to providing quality credit repair services, as evidenced by its A+ rating with the Better Business Bureau and 5-star rating with TrustLink.

Other Interesting Details

The Credit Pros is an accredited member of the National Association of Credit Services Organizations (NACSO), underscoring its credibility in the industry.

Type of Influencers the Brand Is Looking For

The program seeks affiliates with websites focused on credit, mortgages, finance, debt, loans, legal, or self-help topics, but will consider virtually any website in compliance with their affiliate terms.

Sign up URL for Affiliate Program

https://thecreditpros.hasoffers.com/users/signup/

Final Thoughts on the Best US Business Credit Card Affiliate Programs

Partnering with top US business credit card affiliate programs offers influencers and content creators a great opportunity to earn high commissions and access valuable resources to support their audience. Whether your focus is on financial education, credit repair, or exclusive credit options, these programs present diverse benefits and commission structures suited to various niche audiences. 

With clear signup processes and targeted support, these partnerships can significantly boost your income and engage your audience with trusted credit card brands. Explore the top 10 best US finance influencer affiliate programs to learn more about the finance niche and transform your content into earnings instantly!

FAQs
What Are The Eligibility Criteria For Joining Business Credit Card Affiliate Programs?
How Do Affiliate Commissions Work For Business Credit Card Programs?
Can International Influencers Join US Business Credit Card Affiliate Programs?
What Marketing Strategies Are Effective For Promoting Business Credit Card Affiliate Links?
Are There Any Legal Considerations For Promoting Business Credit Card Affiliate Programs?

Related Posts

The incredible power of team collaboration is evident in the remarkable outcomes it can achieve

Top 10 Best US Teacher Influencer Affiliate Programs: Companies Actively Seeking Influencer Partners

December 6, 2024
Discover the 10 best US teacher affiliate programs to boost your earnings while promoting top brands in education. Learn about high-paying commissions, long cookie durations, and how to join these programs tailored for educators. Perfect for teachers, content creators, and education enthusiasts looking to monetize their online presence.
Read More
10 min

Top 10 Best US Mattress Influencer Affiliate Programs: Discover Brands Looking for Influencer Partners

December 6, 2024
Discover the 10 best mattress affiliate programs designed for content creators. Compare features, commission rates, cookie durations, and benefits of leading brands like Purple, Nectar, Essentia, and more. Learn how to monetize your content with sleep-related partnerships while promoting premium mattresses.
Read More
10 min

Top 10 Best Rental Influencer Affiliate Programs: Exciting Influencer Collaborations with Top Brands

December 6, 2024
Discover the top 10 best rental influencer affiliate programs, including Booking.com, RentRedi, and Unlimited Biking. Learn about commission rates, cookie durations, and earning potential. Perfect for content creators in travel, real estate, and lifestyle niches. Boost your income with these leading programs today!
Read More
10 min

Maximise Your Earnings

Build your own business without having to manage all the operational aspects of an e-commerce. Focus on creating content, driving sales and maximise your earnings!